User Leasing

• Agreement and dates of the agreement;
• Payment schedule configurable based on formulas directly accessible in the user window (change of schedule type does not assume development): Accepts various methods of calculation, periods of grace, early closures etc.
• Fixed and / or variable interest based on reference interest. In case of variable interest, the differences as to the initial payment schedule will be invoiced at a frequency set by the users. 

• Multiple roles that can be added to each agreement in order to know all third parties related to the agreement;
• The agreement can be made for many items of different types, with various suppliers;
• Validation of the agreement;
• Full image of the agreement at any time, according to the situation existing at that time. The agreement has the same number, same identifier at all times;
• Delivery-receipt protocol to confirm the delivery and to account for the agreement in terms of accounting;
• Comprehensive addenda (standard and non-standard) with a history of versions made for: change in financial parameters, rescheduling, early payment, total loss, termination, assignment, any other change, even without financial influences. All addenda are saved and may be consulted at any time;
• Automatic calculation of the payment schedule, with the possibility of entering additional columns for funded / unfunded insurance, funded/ unfunded services, fees, etc.;
• Importing the payment schedule from external sources (Excel);
• Following up all expenses incurred by an agreement, scheduled or not, and the possibility to re-invoice the customer for such expenses.

• Automatic recording in the accounting of all transactions in the system;
• Recognition of monthly revenues for quarterly instalments, according to IFRS;
• Recognition of expenditure and revenues allocated per agreement, while obtaining all reports at Partner and / or Agreement level;
• Recognition of administrative tax, dealer fee, promotions, according to IFRS;
• Insurance recognition;
• All legal and necessary reports for the activity;
• Own generation system of specific reports;
• Full budgeting and budgeted / achieved comparison system.

ClientsUser Leasing