Financial Leasing
Benefits:
- Full treatment of all financial lease activities, from the first contact with the client until the final analyses of the results;
- The module is part of the ERP integrated system which also allows proper accounting treatments;
- Direct / online access of dealers to the status of granted financing and new financing applications.
Features:
- A powerful security system featuring restriction possibilities up to the level of each field in the application;
- Full and quick traceability through end-to-end document flow;
- Integrated lease transaction management through offers, files and approval, contracts, deliveries, recoveries of financed assets, changes brought throughout the contract term, re-sales;
- Customer portfolio and financed assets management by effective capture of information and specific properties on each asset or category of asset;
- Types of various payment schedule configurable based on accessible formulas covering all needs of the customers;
- Complete history of contract changes for the amendment of the financial parameters, re-scheduling of instalments or residual values, advance payments, assignments, terminations, total losses;
- Framework agreements for multi-asset orders carried out under several lease agreements treated as a whole;
- Tracking all expenses and revenues at contract level, with the possibility to invoice the client;
- Automatic calculation of penalties and / or exchange rate differences for late payments, with the possibility of automatic or manual invoicing, separately or included in the monthly invoices;
- Configurable document flows with various statuses and complex validation conditions;
- Template-based document printing facilities;
- Complex profit calculation at contract level;
- Accrual and deferral of revenues and expenses for a full IFRS treatment.
ReferencesFinancial Leasing
Quality, fast delivery & professionalism
“Besides our offer, the most important parts in our area are the quality of the services, rapidness and professionalism we give proof of, no matter we talk about a dealer or the final customer. The project “Quick Offer”, as we named it, is a BCR Leasing innovation and I strongly believe that it will change many companies’ way of working.”
More operations in less time
The leasing market shifted from a fast growing to a fierce competition with a constant struggle of the companies to bring new products and strictly control their expenses. In such conditions, for a business to be more profitable, to have a fast and organizational ability are key words. An IT solution, like Charisma, designed and developed by TotalSoft can bring to a company increased efficiency and added value that makes the difference between competitors.