Operational Leasing

• Full treatment of the entire activity of financial leasing, from the first contact with the client until the final analyses of the results;
• Native integration with the modules: Fixed Assets and Fleet Management for a complete vision of the business;
• Detailed management of expenses at asset level for full analyses for profit.

• A single, centralized database;
• A powerful security system with restriction possibilities up to the level of each field in the application;
• Native integration with the modules:
  • Fixed Assets for effective tracking of depreciation in multiple depreciation systems and of all changes occurring in these items;
  • Fleet Management for mapping and retrieving of expenses recorded at asset level;
• Multi-currency architecture with tracking of data in several currencies simultaneously;
• High degree of extensibility, configurability and localization;
• User-friendly and consistent interfaces for any role of the business process - Sales Representative (Front-Office), Risk Manager,  Leasing Manager, Chief Accountant.
• Management of various types of services, with amounts calculated in configurable methods;
• Integration of all additional services into the payment schedule that can be distributed in the payment schedule through classical formulas (PMT, equal instalments etc.) Services may in turn be financed, therefore interest-bearing;
• Using financing products for defining and controlling the financing conditions and managing the promotions defined per partners;
• Management of partner roles in the business process (suppliers, dealers, brokers, insurers, guarantors and various-co-debtors); 
• Types of various payment schedule configurable based on accessible formulas covering all needs of the customers;
• Full history of changes in the agreements for amending the financial parameters, re-scheduling of instalments or residual values, advance payments, assignments, terminations, total loss; 
• Management of guarantee documents related to lease agreement as well as their changes over time by keeping track of their history; 
• Framework agreements for multi-asset orders achieved through several leasing agreements treated as a whole;
• Tracking all expenses and revenues at contract level, with the possibility of invoicing the client;
• „Batch - invoicing” through a complex and user-friendly interface, including automatic sending of invoices to customers;
• Automatic calculation of penalties and / or exchange rate differences for late payments, with the possibility to invoice automatically or manually, separately or included in monthly invoices;
• Interface of archiving of files with direct connection between partner / contract / saved documents;
• Configurable document flows with various statuses and complex validation conditions;
• Document printing facility based on templates;
• Complex profit calculation at contract level;
• Standard or customized reports according to the business needs of each business.

ReferencesOperational Leasing